研究和报告

皇冠app下载金融保护局(CFPB)的《亚搏体育官方网站》年度报告. 皇冠app下载金融保护局的正式平等就业机会投诉活动.

本报告概述了医疗债务催收和报告中的主要关切领域. 报告以描述医疗债务状况的一节开始. 然后讨论了医疗债务对皇冠app下载的负面影响. 接下来，它概述了COVID-19大流行对医疗债务的影响. 报告最后简要讨论了联邦和州的监管发展.

1月3日, 2019, the Good Accounting Obligation in Government Act (GAO-IG Act) was enacted as Public Law number 115-414. The GAO-IG Act requires agencies to annually submit a report to Congress on the status of open public audit recommendations. This report is published by the Bureau of Consumer Financial Protection in compliance with that law.

66.4% of the 皇冠app下载金融保障局 (CFPB) employee population responded to the Annual Employee Survey (AES) administered from September 13 to October 15, 2021. CFPB leaders use feedback from tools such as the AES to develop strategies to promote a more inclusive, 有效的, 和高效的组织. Survey results are shared across the organization to encourage leaders to actively seek and respond to opportunities to improve the employee work experience.

This report outlines challenges faced by justice-involved people and their families in navigating their finances at each stage of the criminal justice system.

This report provides an overview of the Bureau’s publicly available website and digital services, in accordance with the reporting requirements of the 21st Century Integrated Digital Experience Act or the 21st Century IDEA (Public Law No. 115-336).

This report summarizes public facing information from financial institutions regarding their internal diversity, 股本, 和包含编程. 根据研究结果, the report also includes recommendations and best practices for institutions based on the size of their organizations.

This report summarizes information about certain consumer complaints transmitted by the CFPB to nationwide consumer reporting agencies (NCRAs)—Equifax, 益百利, 和TransUnion.

New analysis in our Making Ends Meet series shows consumers’ finances improved during the pandemic as pandemic policies protected consumers.

这是第25版 监督亮点. The findings included in this report cover examinations completed between January 2021 and June 2021 in the areas of credit card account management, 债, 存款, 公平的贷款, 抵押贷款服务, 发薪日贷款, 预付账户, 和汇款转账.

This report describes overdraft practices and outcomes at several thousand credit unions and banks in 2014 using data provided by core processors.

This report uses call report data to study the evolution of banks’ reliance on overdraft and non-sufficient fund fees since 2015.

The financial report provides readers with the summary results of the CFPB’s operational activity and it is the principal statement of our accountability to the American people, 美国国会, 和美国的总统.

This 消费信贷趋势 report describes patterns in dispute flags that appear on consumers’ credit 报告.

The 皇冠app下载金融保护局教育贷款申诉专员的2021年年度报告 reviews student loan complaints, 学生贷款和教育生态系统, 偿还, 和服务转移.

皇冠app下载金融保护局的2021年春季半年度报告

这一数据点检查了次级汽车贷款的结果，借出类型. It finds that borrowers with loans from some kinds of financial institutions pay higher interest rates, 并且在拖欠后更容易经历车辆收回, 比从其他金融机构贷款的可比借款人.

皇冠app下载金融保护局每两年报告一次皇冠app下载信用卡市场的状况. 亚搏体育官方网站的2021年报告涵盖了皇冠app下载使用信用卡的情况, 他们为使用而付出的代价, 信用卡的可用性, 信用卡公司和催收公司所采用的做法, 以及市场的创新.

The CFPB’s Office of Consumer Response hears directly from consumers about the challenges they face in the marketplace, 让公司注意到他们的担忧, 并协助解决他们的投诉.

This Consumer Complaint 研究 Brief analyzes the racial and socio-economic diversity of consumer complaints.

The 皇冠app下载金融保障局’s eighth annual 简单的写 Act 合规 Report is presented to fulfill the Bureau’s statutory responsibilities pursuant to the 简单的写 Act of 2010.

A new analysis investigating the financial conditions of renters and homeowners before and during the COVID-19 pandemic.

This guide identifies promising practices and common challenges in providing remote financial coaching services.

2021 Bureau of Consumer Financial Protection (CFPB) report on college credit card agreements.

This report describes the Bureau’s methodology for estimating how many banks would be required to report under the proposed rule implementing section 1071 of the Dodd-Frank Act and for producing market-level estimates of associated costs.

This Bureau Data Point article describes 2020 mortgage market activity and trends using data reported under the 住房抵押信息披露法 (HMDA).