抵押贷款数据(HMDA)

关于HMDA

住房抵押贷款披露法案(HMDA)要求许多金融机构维持, 报告, 公开披露抵押贷款的贷款级别信息. These data help show whether lenders are serving the housing needs of their communities; they give public officials information that helps them make decisions and policies; and they shed light on lending patterns that could be discriminatory. 为保护申请人和借款人的隐私，公开数据将被修改.

HMDA最初由国会于1975年颁布，并由法规C实施. 

了解如何遵守HMDA

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