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数据和研究

Find research we’ve published and information we’ve collected about the consumer financial marketplace. Use these resources to improve your understanding of the marketplace.

报告

亚搏体育官方网站的研究和报告

Explore our 报告 on a variety of subjects including financial well-being, 皇冠app下载投诉, debt collection and lending practices, mortgage origination and servicing, 发薪日贷款, consumer experiences and financial education, 和更多的.

消费市场的趋势

消费信贷趋势

We present data collected as part of our efforts to monitor consumer credit market conditions. These dashboards are updated monthly to reflect the latest market developments.

抵押贷款性能趋势

We publish data on mortgage delinquency rates.  See how trends change over time and across geographies.

皇冠app下载投诉数据库

We send thousands of consumers’ complaints about financial products and services to companies for response. Data from those complaints help us understand the financial marketplace and protect consumers.  

HMDA数据

The Home 抵押贷款 Disclosure Act (HMDA) requires many financial institutions to maintain, 报告, and publicly disclose information about mortgages. We’ve made data available in an interactive tool and a public API.  

Credit card agreements and surveys

We maintain and provide access to resources where you can learn more about credit cards, including general credit card agreement terms and conditions and survey data about pricing and fees.

预付账户协议

We provide a searchable database of prepaid account agreements, along with resources to help prepaid account issuers submit agreements in compliance with the Prepaid Rule.

Student banking and college credit card marketing agreements

We publish annual 报告 to Congress. We collect information annually from credit card issuers who have marketing agreements with universities, 大学, or affiliated organizations such as alumni associations, 联谊会, 兄弟会, and foundations; we maintain publicly accessible files of the agreements.

Survey of mortgage originations

We survey consumers who took out a mortgage in the past 18 months or so — including refinancing a mortgage — in order to know about your experience.

Financial well-being survey data

We measured the financial well-being of adults in America: their sense of financial security and freedom of choice—both in the present and when considering the future—and other factors that may support financial well-being.

CFPB的研究人员

The CFPB's Office of 研究 undertakes rigorous and innovative research to improve our understanding of consumer behavior, financial service providers, markets and effects of regulation and other public policies in consumer finance.

CFPB研究会议

Our fifth conference was held on May 6–7, 2021, and featured research from a range of disciplines and approaches that inform the topic of consumer finance.

How we handle personally identifiable information

在皇冠app下载金融保护局, we have nine privacy principles that guide when and how we collect, 使用, 分享, and protect personally identifiable information (PII).