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债 issues can be challenging. You don't have to face them alone. 亚搏体育官方网站的资源, including guidance on the CFPB’s 债 Rule, can help you understand how debt collection works and what your rights are.

开始

基础知识

Why a debt collector is contacting you

A debt collector may be trying to contact you because a creditor believes you are past due on the payments you owe on a debt. 阅读更多

Learn what could happen if you avoid a debt collector

Ignoring or avoiding a debt collector is unlikely to make the debt collector stop contacting you. If you believe you do not owe the debt, you should tell the debt collector. 阅读更多

Learn about some examples of "unfair" practices by a debt collector

The Fair 债 Practices Act (FDCPA) says that a debt collector is not allowed to use unfair practices in trying to collect a debt. 阅读更多

采取行动

提交投诉

Having trouble with a financial product or service? If you've already tried reaching out to the company and still have an issue, you can submit a complaint. Tell us about your issue—we'll forward it to the company and work to get you a response, generally within 15 days.